COPPERPOD

INTELLECTUAL PROPERTY

April 30, 2019

Along with the many gains that come with going cashless today,  financial digitisation also gives way to a massive influx of cyber crime. The upsurge in fraudulent transactions and security threats have posed a serious challenge to central banks and clearing houses. According to data breach statistics, 267,088 data records are lost or stolen every hour. Only 4% of the total breaches committed since 2013 were “secure breaches” where encryption was used which rendered the  stolen data useless. Th...

April 22, 2019

Online payments company PayPal has been awarded  US Patent No. 10262138B2 that describes a technique to combat ransomware attacks. The first method described in the patent suggests an alert system that triggers when a program is attempting to encrypt data where the user has full discretion whether to halt the program or not. The alternative method talks about duplicating the unaffected original file and saving it at a remote server before it gets encrypted.

May 7, 2018

With the latest update of iOS, Apple has started following a rather ‘intrusive’ policy in getting their customers on board their Apple Pay platform. Apple hopes to bring its current $28B Apple Pay business to $40B by the end of fiscal year 2020. A recent study reveals that digital payments are expected to hit $726B by 2020. Although a majority of Americans still prefer carrying the good old stash of cash, with more and more options available for making the switch to digital payments easier, the...

December 26, 2016

On November 18, 2016, PayPal Inc. filed an objection at the Indian Trademark Office accusing Paytm of trademark infringement, an Indian mobile wallet company. The objection comes at the heels of the recent windfall made by the latter on account of a cash-strapped nation moving rapidly towards a cashless normal.

For six years, Paytm had been steadily becoming a household name in middle-class India – until it really hit the jackpot on November 8, 2016 when the Indian Prime Minister Narendra Modi a...

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